Answer · Home services
Should you hire a dispatcher or an office coordinator?
The salary is not the cost, and the missed calls are in no report. Both sides of this are usually wrong.
Only against a counted call loss, and priced at the loaded cost. The wage understates the commitment: statutory employer contributions apply before any benefit. The revenue side is calls nobody logged, because a ring-out leaves no record.
Both halves of this decision are systematically mis-stated, and in opposite directions. The cost is understated because the figure in the owner's head is a wage. The benefit is understated because it consists of calls that rang out, and a call that rings out leaves nothing behind. The result is a decision that feels careful and is built from two wrong numbers.
Take the cost first, because it is the one that can be fixed exactly. An employee costs the wage plus a statutory floor that applies before any benefit, any equipment or any software is considered. The employer's share of Social Security runs at a fixed rate up to a wage base that stops; Medicare runs at a lower rate on all covered wages with no ceiling at all; federal unemployment applies at a small rate on a low per-employee base, and state unemployment sits on top of that at a rate specific to the employer's own experience. None of this is negotiable and all of it is arithmetic, so there is no reason to carry a wage figure into the decision when the loaded figure is available.
The revenue side cannot be made exact, but it can be made real. The relevant number is how many inbound calls are currently answered by a person, measured across the working day rather than in aggregate, because the loss in a small firm is almost never uniform. It clusters where the existing coordinator is already on a call: the first hour, the lunch band, and whatever time of day the trade's work generates the most inbound. That measurement is available from outside the business, which matters because it does not depend on a phone system that only records answered calls.
The comparison that then becomes possible is a specific one rather than a feeling. Take the calls that are currently going unanswered in the bands the measurement identifies, apply your actual close rate on answered enquiries and your actual average ticket, and hold the result against the loaded annual cost. Contractors who run this usually find the answer is not close in either direction — which is the useful outcome, because the decision has been sitting open on the assumption that it was.
There is a structural alternative the framing usually excludes. The reason the coordinator is needed is that calls arrive while the existing one is occupied, and that is a concurrency problem rather than a volume problem. An always-on first response that acknowledges the caller, captures the details and holds the conversation open addresses concurrency directly and costs a fraction of a salary. It does not replace a coordinator for the work that needs judgement — dispatch, scheduling around a technician who is running late, an unhappy customer — and it removes the failure that was driving the hire.
The honest sequencing is therefore: measure the loss by band, price the hire loaded rather than as a wage, and check whether the specific failure is concurrency or capacity. A concurrency failure answered with a salary is an expensive way to solve a cheap problem, and a capacity failure answered with software is a cheap way to fail to solve an expensive one.
A contractor deciding on a coordinator is comparing a number that is too small against a number that does not exist, and the arithmetic still feels rigorous because one of them came off a payslip.
Answer Production Engine, Context Theory
Related questions
How much more than the wage does an employee actually cost?
The statutory floor alone is several percentage points of pay before anything discretionary, and it is not flat across earnings: one component stops at a wage base, one has no ceiling, and the unemployment components sit on low bases at rates that vary by state and by the employer's own claims history. That is why a single multiplier applied to every role gives the wrong answer for both a low-paid coordinator and a well-paid technician.
Should the coordinator handle sales as well as dispatch?
They will, whether or not the role says so, because the inbound call is both. The thing to be deliberate about is which one gets dropped when both arrive at once. A firm that has not decided in advance defaults to dispatch, since the technician standing in a driveway is present and the caller is not — which reproduces the exact bias that made the phone the problem.
METHOD
Every figure below carries its source and the date it was verified. Nothing on this page is asserted.
The numbers on this page.
| What | Value | Specific to |
|---|---|---|
| Social Security — the employer's rate, and the wage base it stops at | 6.2% up to $184,500 | Category-wide |
| Medicare — the employer's rate, on all covered wages, with no wage base limit | 1.45% | Category-wide |
| Federal unemployment — the rate after the maximum state credit, and the per-employee base it stops at | 0.6% up to $7,000 | Category-wide |
| Home & home improvement CPC | $8.33 | Category-wide |
IRS Tax Topic no. 751 — Social Security and Medicare withholding rates · statutory rate for the 2026 tax year, published by the administering authority · the additional Medicare tax on high individual earnings has no employer match, so it is not an employer cost at all · verified
IRS Tax Topic no. 759 — Form 940, Employer's Annual Federal Unemployment (FUTA) Tax Return · statutory rate for the 2026 tax year, published by the administering authority, after the maximum credit for state unemployment tax paid in full and on time · the published rate before the credit is much higher, and a credit reduction state reduces it · verified
LocaliQ / WordStream Search Advertising Benchmarks 2026 · Google + Microsoft Ads, 20 industries · Apr 2025–Mar 2026 · verified
What is specific to this page.
| Kind | Claim | Check it against |
|---|---|---|
| Procurement | A coordinator hire is committed at a loaded cost that includes statutory employer contributions applying before any benefit or equipment, and those components behave differently by earnings because one stops at a wage base, one has no ceiling and the unemployment components sit on low per-employee bases. | IRS Publication 15 for the employer share and wage base, and the state unemployment agency's experience-rate notice for the employer. |
| Workflow | Unanswered inbound calls in a small contracting firm cluster in the bands where the existing coordinator is already on another line rather than spreading evenly through the day, so an aggregate answer rate conceals the concentration that the hire is meant to fix. | An hour-by-hour externally placed call test across a fortnight, set against the coordinator's own call log for the same hours. |
| Software | Calls that ring out are absent from the report a contractor reviews because the record is created on answer, so the revenue side of a coordinator business case is assembled from an impression of how busy the phone sounds rather than from any counted quantity. | The call detail record schema of the firm's phone platform, checked for whether ring-out and busy events are written as rows. |
| Workflow | Calls arriving while the existing coordinator is occupied are a concurrency failure rather than a volume failure, and the two have different remedies: concurrency is answerable by an always-on first response, capacity is not. | Simultaneous-call counts from the phone platform, compared with total daily call volume over the same period. |
Each row would be wrong on another industry's page. Where a sourced figure exists it is in the table above instead; these are the constraints that shape the work and do not happen to be numbers.
Start with the measurement.
Reading about a benchmark is not the same as knowing your own number. The audit produces yours, measured rather than estimated.
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